Automate your savings through Torque's novel liquidity hub supporting the most popular assets on Arbitrum.
Welcome to meticulous.fi & app.meticulous.fi, interfaces (the “Interfaces”) maintained by Miraculous Inc. (“we,” “our,” or “us”). The Interfaces provide access to a set of smart contracts that enable liquidity provision, collection of verifiable credentials, & other economic activity.
BY CONNECTING YOUR WALLET, YOU ARE ENTERING INTO A BINDING AGREEMENT. YOU SHOULD ONLY ACCESS THE INTERFACES IF YOU AGREE TO THE TERMS IN ENTIRETY.
To the extent that there is a conflict between these Terms & any applicable additional terms, this Agreement will control unless expressly stated otherwise. If you do not agree or may not comply to these Terms, you may not use the Interfaces or otherwise engage with the Protocol.
We reserve the right to modify this Agreement. If we make modifications, we will notify you by updating the date at the top of the Agreement. Modifications are effective when posted & your continued use of the Interfaces will confirm your acceptance of those modifications. If you don't agree with modifications to this Agreement, you must immediately cease accessing.
To access or use the Interfaces, you must be able to form a legally binding contract with us. Accordingly, you represent that you are at least eighteen (18) years old & have the full right, power, & authority to enter into & comply with the terms & conditions of this Agreement on behalf of yourself & any company or legal entity for which you may access or use the Interface. You represent that you are not a citizen, resident, or member of any jurisdiction or group that is subject to economic sanctions by the United States or where your use of the Interfaces would be illegal or otherwise violate any applicable law. You further represent that your access & use of the Interfaces will fully comply with all applicable laws & regulations & that you will not access or use the Interfaces to conduct, promote, or otherwise facilitate any illegal activity.
The Interfaces may be open source, but Miraculous Inc. owns property & other rights in its contents, including (but not limited to) text, images, trademarks, service marks, copyrights, patents, & designs. The Protocol is composed of open-source code running on Arbitrum.
METICULOUS IS PROVIDED "AS IS," AT YOUR OWN RISK, & WITHOUT WARRANTIES.
Although Miraculous Inc. developed the initial code, it does not provide, own, or control Meticulous DAO. Instead, the DAO is run by smart contracts deployed on the Arbitrum blockchain. Upgrades & modifications to the Protocol are community-managed by holders of MET. No developer, entity, or person involved in creating the DAO will be liable for any claims or damages whatsoever associated with your use, inability to use, or interaction with other users of Meticulous—including any direct, indirect, incidental, special, exemplary, punitive or consequential damages, or loss of profits, digital assets, or anything else of value.
You agree not to engage in, or attempt to engage in, any of the following categories of prohibited activity involving your access & use of the Interfaces:
Data displayed on the Interfaces is for informational purposes only & should not be construed as professional advice. You should not take, or refrain from taking, any action based on any information contained in the Interfaces. Before you make any financial, legal, or other decisions involving the Interfaces, you should seek independent professional advice from an individual who is licensed & qualified in the area for which such advice would be appropriate.
THE INTERFACES ARE PROVIDED ON AN “AS IS” & “AS AVAILABLE” BASIS. TO THE FULLEST EXTENT PERMITTED BY LAW, WE DISCLAIM ANY REPRESENTATIONS & WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY, INCLUDING (BUT NOT LIMITED TO) THE WARRANTIES OF MERCHANTABILITY & FITNESS FOR A PARTICULAR PURPOSE. TO THE EXTENT YOUR JURISDICTION DOES NOT ALLOW LIMITATIONS ON WARRANTIES, THIS LIMITATION MAY NOT APPLY TO YOU. YOUR SOLE & EXCLUSIVE REMEDY RELATING TO YOUR USE OF THE SITE SHALL BE TO DISCONTINUE USING THE SITE.
You agree that your use of the Interfaces is at your own risk. We do not represent or warrant that access to the Interfaces will be uninterrupted, timely, or secure; that the information contained in the Interfaces will be accurate, reliable, complete, or current; or that the Interfaces will be free from errors, defects, exploits, or other harmful elements. No advice, information, or statement that we may make should be treated as creating any warranty concerning the Interfaces. We do not endorse, guarantee, or assume responsibility for any advertisements, offers, or statements made by third parties concerning the Interfaces.
This Agreement does not create or impose any fiduciary duties on us. To the fullest extent permitted by law, you acknowledge & agree that we owe no fiduciary duties or liabilities to you or any other party & that to the extent any such duties or liabilities may exist at law or in equity, those duties & liabilities are hereby irrevocably disclaimed, waived, & eliminated. You further agree that the only duties & obligations we owe you are those set out here expressly.
The Interfaces are operated from facilities within the United States. The Interfaces may not be available or appropriate for use in other jurisdictions. By accessing or using the Interfaces, you agree that you are solely & entirely responsible for compliance with all laws & regulations that may apply to you. You may not use the Interfaces if you are a citizen, resident, or member of any jurisdiction or group that is subject to economic sanctions by the United States or if your use of the Interfaces would be illegal or otherwise violate any applicable law.
You expressly agree that you assume all risks in connection with your access & use of the Interfaces & your interaction with the Protocol, including (but not limited to):
By using or accessing the Interfaces, you acknowledge these inherent risks.
You acknowledge that we're not responsible for any of these variables or risks, do not own or control the Protocol, & cannot be held liable for any resulting losses you experience while accessing or using the Interface. The warnings provided in this Agreement in no way evidence or represent an on-going duty to alert you to all of the potential risks of utilizing the Protocol.
ACCORDINGLY, YOU UNDERSTAND & AGREE TO ASSUME RESPONSIBILITY FOR ALL RISKS OF ACCESSING & USING THE INTERFACES & INTERACTING WITH THE PROTOCOL.
The Interfaces may contain references or links to third-party resources, including (but not limited to) information, materials, products, or services, that we do not own or control. In addition, third parties may offer promotions related to your access & use of the Interfaces. We do not endorse or assume any responsibility for any such resources or promotions. If you access any such resources or participate in any such promotions, you do so at your own risk, & you understand that this Agreement does not apply to your dealings or relationships with any third parties. You expressly relieve us of any & all liability arising from your use of any such resources or participation in any such promotions.
You waive & release us from any & all liability, claims, causes of action, or damages arising from or in any way relating to your use of the Interfaces & your interaction with the Protocol.
If you’re a California resident, you waive benefits of California Civil Code §1542, which provides: “[a] general release does not extend to claims that the creditor or releasing party does not know or suspect to exist in his or her favor at the time of executing the release & that, if known, would have materially affected his or her settlement with the debtor or released party".
You agree to hold harmless, release, defend, & indemnify us & our officers, directors, employees, contractors, agents, affiliates, & subsidiaries from & against all claims, damages, obligations, losses, liabilities, costs, & expenses arising from or relating to: (a) your access & use of the Interfaces; (b) your violation of any condition of this Agreement, the right of any third party, or any other applicable law, rule, or regulation; & (c) any other party’s access & use of the Interfaces with your assistance or using any device or account that you own or control.
UNDER NO CIRCUMSTANCES SHALL WE OR ANY OF OUR OFFICERS, DIRECTORS, EMPLOYEES, CONTRACTORS, AGENTS, AFFILIATES, OR SUBSIDIARIES BE LIABLE TO YOU FOR ANY CLAIMS, PROCEEDINGS, LIABILITIES, OBLIGATIONS, DAMAGES, LOSSES, OR COSTS IN AN AMOUNT EXCEEDING THE AMOUNT YOU PAID TO US IN EXCHANGE FOR ACCESS TO & USE OF THE INTERFACES, OR $100.00, WHICHEVER IS GREATER. THIS LIMITATION OF LIABILITY APPLIES REGARDLESS OF WHETHER THE ALLEGED LIABILITY IS BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY, OR ANY OTHER BASIS, & EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH LIABILITY OR SUCH LIABILITY WAS REASONABLY FORESEEABLE.
We assume no liability or responsibility for any: (a) errors, mistakes, or inaccuracies of content; (b) personal injury or property damage, of any nature whatsoever, resulting from any access or use of the Interface; (c) unauthorized access or use of any secure server or database in our control, or the use of any information or data stored therein; (d) interruption or cessation of function related to the Interface; (e) bugs, viruses, trojan horses, or the like that may be transmitted to or through the Interface; (f) errors or omissions in, or loss or damage incurred as a result of the use of, any content made available through the Interface; & (g) the defamatory, offensive, or illegal conduct of any third party. Nor will we be responsible or liable for any damage, loss, or injury resulting from hacking, tampering, or other unauthorized access or use of the Interface or the information contained within it.
Some jurisdictions don't allow the exclusion of certain warranties or the limitation or exclusion of certain liabilities & damages. Accordingly, some disclaimers & limitations set forth may not apply to you. This limitation of liability applies to the fullest extent permitted.
If a potential dispute arises, you must contact us by sending an email to hello at meticulous.fi so we can resolve it without resorting to formal a dispute. If we aren’t able to reach a resolution within one hundred & eighty (180) days, then you & we agree to resolve the dispute according to the process set forth below.
Any controversy arising out of or relating to the Interfaces, this Agreement, or any other acts or omissions for which you may contend that we are liable, including (but not limited to) any claim or controversy as to arbitrability (“Dispute”), shall be conducted in accordance with the expedited procedures set forth in the JAMS Comprehensive Arbitration Rules & Procedures as those Rules exist on the effective date of this Agreement, including Rules 16.1 & 16.2 of those Rules. You understand that you are required to resolve all Disputes by binding arbitration.
The arbitration shall be held on a confidential basis before a single arbitrator, who shall be selected pursuant to JAMS rules. The arbitration situs will be Santa Ana, California. Unless we agree otherwise, the arbitrator may not consolidate your claims with those of any other party. Any judgment on the award may be entered in any court of competent Jurisdiction.
You must bring any & all Disputes against us in your individual capacity & not as a plaintiff in or member of any purported class action, collective action, private attorney general action, or any other representative proceeding. This provision applies to class arbitration. In addition, you & we both agree to waive the right to demand a trial by jury.
You agree the laws of the State of California, without regard to principles of conflict of laws, govern this Agreement & any Dispute between you & us. You further agree that the Interface shall be deemed to be based solely in the State of California, & that although the Interface may be available in other jurisdictions, its availability does not give rise to general or specific personal jurisdiction in any forum outside the State of California. Any arbitration conducted pursuant to this Agreement shall be governed by the Federal Arbitration Act. You agree that the state & federal courts of Orange County, California, are the forum for any appeals of an arbitration award or for court proceedings in the event that this Agreement’s binding arbitration clause is found to be unenforceable.
This Terms of Use Agreement constitutes the entire agreement between you and us with respect to the subject matter hereof. This Agreement supersedes any contemporaneous written & oral agreements or other understandings relating to the Terms subject matter.
The failure of any entity to exercise or enforce any right or provision of the Agreement shall not constitute a waiver of such right or provision. If any provision of the Agreement is found by an arbitrator or court of competent jurisdiction to be invalid, the parties nevertheless agree that the arbitrator or court should endeavor to give effect to the parties' intentions as reflected in the provision, & the other provisions of the Agreement remain in full effect.
You agree that regardless of any statute or law to the contrary, any claim or cause of action arising out of or related to the use of the Interfaces must be filed within three (3) months.
Contact: hello at meticulous.fi
Torque is a liquidity hub leveraging smart contracts to optimize your savings.